Chime Bank
-
Have you used this bank? What can you say about the quality?
-
Chime Review: Services & Features
Chime will allow you to open an account instantly, and you will receive a Chime Visa Debit Card to use the bank’s services and features and enjoy easier financial management directly from your smartphone — anytime and anywhere.Moreover, this company offers professional customer support services that can guide you into app and fund management, as well as card usage and transactions. You can also call the service anytime you need help, and the brand provides email and phone numbers available 24/7 for all its members.
As a financial software, Chime allows you to access your paycheck earlier, save money when you get paid, access your checkbook, utilize their credit builder, etc.
Early Paycheck
You can access your paycheck each month before spending the money and paying your bills. This allows you to keep your money and not spend it on needless purchases, bringing you closer to your financial goals.The app provides a “Save When You Get Paid” feature that allows you to set a percentage of each paycheck that you want to save. This feature also allows you to get your paycheck two days earlier.
Track Finances On The Go
The app will send you push notifications for every transaction you make and update your balance every morning. You will have access to your balance and know where you spent your money each day. The app also allows you to transfer money from your Spending to your Savings account and help you manage your funds and reach your financial goals faster and more conveniently. The app will also notify you every time you receive a deposit.Send Money And Get Paid Faster
The app has a “Pay Friends” feature that allows you to split up and pay bills when you are out with your friends. Using this feature, you can pay and accept money from other members of Chime. You can even create a nickname and search for friends who are also Chime members. You can pay the amount you owe, accept payments right away, and even earmark more money for your savings goals.Supervised And Regulated Work
Chime’s services are inspected and supervised by Bancorp Bank and Stride Bank and their regulators, such as FDIC (Federal Deposit Insurance Corporation) and OCC (Office of the Comptroller of the Currency).Chime is subject to the jurisdiction of the CFPB (Consumer Financial Protection Bureau), FTC (Federal Trade Commission), and DOJ (Department of Justice). This company is regulated by agencies for financial services and consumer welfare.
Cashback Rewards
You can earn “free money” by using Chime’s app, and the first way to enjoy this feature is your regular purchases. Specific retailers partner with Chime and allow you to receive cashback if you pay with Chime’s Visa Debit Card. The retailer partners will allow you to buy groceries, pay for utilities, entertainment, etc. These rewards are funded within 24 hours.The second way is your auto savings. Once you enroll in the auto savings program, you will get a bonus equal to 10% of the total auto savings you make on a weekly basis. The auto savings deposits can be up to $500 a year, which is much better than any traditional bank’s savings account interest rate.
-
Hey. Online bank Chime provides its customers with a large number of services without the need to visit a branch of a traditional bank. Here you can open and manage accounts, order a debit card that can be used everywhere, and much more. You can read more about how to use Chime and what services it provides in the reviews here https://chime.pissedconsumer.com/review.html and you will understand that this is a very good online bank that takes care of its customers.
